This is not (just) about Findom.
There’s a lot within fetish and BDSM, particularly when you’re new, or meet somebody new, there can be a temptation to “spend now, worry about it later”
This could be because you want to make a good impression. Or it could be that you would rather do something NOW and pay it off than wait in the hope you can afford the time later. Fearing you will miss opportunities.
This is something that is largely a joint responsibility, but largely that on the sub.
Unless you have an arrangement, expecting your Dominant to be responsible for your spending/finances is extra labour on them. Ultimately, they can’t do anything about it if you’re not sure and crystal honest yourself.
And, also, unless you’re exclusive to one person – then nobody can babysit your finances for you.
Here’s some tips to follow